My personal goal is to make every reader of this website financially secure.  I want us all not to lay in bed at night and wonder how (or even if) we will pay our electric bill.  Money is not the most important thing in our lives, but when we don't have it...our worlds crumble. "Financially secure? Sure, if I made six-figures!"  The truth is that it does not matter how much we make, it is our margin that matters.  Basically, I am talking about living within our means.  Take fish for example.  For the most part, a fish will not grow...

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In the spirit of the holiday season, Wasabi Media Group is launching the Doubly Good December Contest.  This contest will reward one reader and one writer with a cash prize of 25 dollars each. In order to qualify for the reader's prize, all you need to do is have a comment published* for any article posted during the month of December.  Comments will be accepted for this contest through January 7th.  One comment will be chosen randomly, and the author of that comment will receive $25! So, start reading, and submitting comments.  The more comments you submit,...

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Christmas has always been associated with good food, gifts, and spending. But having a wonderful Christmas season doesn’t necessarily entail dipping into your savings. The holidays will not be as enjoyable as they should be if you’re thinking about the bills to be paid come January. •    Look into your financial obligations – while giving gifts is one of the most exciting parts of the season, it is important to remember that you will have other expenses for the holiday. These include family dinners, travel expenses, and giving to charity. Knowing about these financial expenses beforehand will help you avoid unplanned...

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For the past decade people have been leveraging the equity in their homes for more credit.  Housing prices, and the market in general, crashed, moving the fulcrum to a point impossible to lift like a fat kid on a teeter-totter. Currently, we are weighed down emotionally in these tough times.  Our money situation will take a huge portion of our time and thoughts, especially when the numbers are beginning to dwindle.  The mutual funds we have been nesting are plummeting, and our homes are losing value.  Is there anything safe left? Yes, there is.  It is time to get back to the...

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What a crazy time in our history!  Our economy is in turmoil.  We have soldiers at war.  For the first time since 1776 a non-white man has been elected as president.  Gas is affordable.  Tiger Woods and GM end their endorsement partnership to pinch pennies. Many corporations are scrambling to find ways to keep the doors open.  One of the first reactions is to cut personnel.  Save on costs.  What is your gut reaction to weather this storm? Mine is to cut costs and not get involved in new ventures.  I scrubbed my household budget to examine where I can save some extra change. ...

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