Our economy sucks!  Plain and simple, but I am a firm believer in looking for the silver lining.  That ray of hope has been given to us by our former bosses.  “You are my number one asset.”  Hearing this always made us chuckle inside, but with some effort you can get the last laugh.

Many people are talking about investing in the cheaper stocks (including myself) and to buckle up for this economic roller coaster.  I think we all need to take time to invest in our number one asset…ourselves.  The way I look at it is that we all have three resources at our finger tips: time, money and knowledge.  Currently, the money is just out of reach.

Many of us (because of lay-offs or cutbacks in hours) are very rich in time.  Often we see this as a bad thing.  However, we can use this time to develop our knowledge and ultimately our money.  How?  The Internet is a beautiful thing.  There is nothing that you can’t learn.  Most colleges now offer classes online, and because of your lowered income you may qualify for some federal aid for education.

If that is not your forte, indulge yourself in the topics that you are passionate about.  Learn all you can for free.  For the past seven years or so, I have been listening to audiobooks on my way to work.  I usually get through one in about a week.  I am using this normally wasted time to invest in myself.  The best part is they’re free.  Go to your local library, and grab all you want.

What to do with this newly found knowledge?  Start the small business you always wanted to try but didn’t have the time or know-how.  Now you have both.  You can start most businesses for very cheap and can make some decent spending cash.

With summer coming up, you could take up landscaping.  I would pay someone with a green thumb to make my yard beautiful.  Become a dog sitter.  Sell people’s stuff on eBay, etc.

Be creative, and invest your time for your future.

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